Why Tesser?

Tesser is a stablecoin infrastructure layer for financial institutions (banks, PSPs, MSBs, orchestrators, etc.) to manage collections and payouts across fiat and web3 flows while retaining compliance and operational control.

The Challenge

FIs need a simple, compliant stablecoin solution to compete with stablecoin-native providers who can move money 24/7 globally at low cost. Building internally is complex and slow; outsourcing risks compliance, control, and economics.

Why Stablecoins?

Stablecoins are fast emerging as an alternative to traditional cross-border payment methods, driven by:

• Lower transaction costs compared to correspondent banking
• Faster settlement times with 24/7 availability
• Easy access to dollar-denominated currencies globally
• Instant settlement finality without centralized intermediaries

The stablecoin market cap has doubled to ~$250B in 3 years, with payment volumes reaching approximately half of Visa's $13T in 2024.

Strategic Benefits for Financial Institutions

• Operational efficiency: Lower working capital and transaction fees vs. correspondent banking
• New product offerings: Launch stablecoin payment options to meet rising demand
• Eliminate middlemen: Capture FX revenue otherwise lost to intermediaries

Representative Use Cases

See the detailed scenarios on the Use Cases pages.

Next Steps

• Start building - Quickstart Guide
• Explore core concepts - Payments, On/Off-Ramps, Compliance
• Review full APIs - check your environment’s OpenAPI reference