PSP Cross-Border Payouts Platform

This use case describes how a payment service provider (serving financial institutions and their customers) can launch a cross-border payouts platform using stablecoins while maintaining compliance and operational control.

What you can build

• Collections and payouts across fiat and stablecoin rails
• Stablecoin custody via self-custody or third-party custodian
• On/off-ramps across priority geographies (EU, US, UK, Hong Kong, Singapore, UAE)
• Configurable compliance profiles and automated actions
• Orchestration across networks, off-ramps, and payout methods
• Operational monitoring, reporting, and reconciliation

Custody & Wallets

• Self-custody and custodial options
• Omnibus wallets with sub-ledgering, or individual wallets per customer
• Guidance for secure key management in self-custody models

On/Off-Ramps & Onboarding

• Unified onboarding through Tesser interface/API
• Reuse existing provider integrations (e.g., programmatic support for existing stablecoin issuers)
• On-ramped funds are deposited into your organization-owned wallet
• Near-term geo coverage: EU, US, UK, Hong Kong, Singapore, UAE
• Global provider network allows quick activation in new markets

Compliance & Travel Rule

• Configurable risk profiles (conservative/balanced/permissive)
• Automated screening with actions (approve, hold, block)
• Travel rule handled automatically by the platform; no special steps required
• Risk-profile endpoints allow retrieval and updates for your organization

Payments Lifecycle

• Payment intent creation: balance checks, route planning, compliance screening; may reserve balance; no funds move
• Payment execution: requires your configured signing keys/automation; results in funds moving

Treasury & Fees

• Real-time balances across assets and networks
• Transparent fee reporting
• Rebalancing and yield integrations can be enabled per policy

Reporting & Reconciliation

• Detailed API data for reconciliation and operations
• Error handling and monitoring throughout the flow

Getting started

• Quickstart: set up, KYB, deposit test funds, send your first payment
• Configure your risk profile and onboarding flows
• Add on/off-ramps for your target markets