Balance Management

Effective balance management ensures payments can be processed successfully while maintaining proper fund controls.

Balance States

Each wallet maintains multiple balance states:

• Available Balance: Funds immediately available for payments
• Pending Balance: Funds reserved for pending payments
• Total Balance: Sum of available and pending balances

Balance Checks

Before payment processing, the system performs balance validation:

1. Sufficient Funds: Verify available balance covers payment amount
2. Reserve Calculation: Account for network fees and processing costs
3. Concurrent Payments: Handle multiple simultaneous payment requests

Balance Monitoring

Real-time balance monitoring includes:

• Low Balance Alerts: Notifications when balances fall below thresholds
• Transaction Tracking: Monitor all balance changes
• Reconciliation: Regular balance verification against blockchain state