Treasury Management

Tesser provides comprehensive treasury management capabilities for financial institutions managing stablecoin liquidity across multiple currencies and jurisdictions.

Note: Most treasury management features are currently under development. Contact us to learn more about our roadmap and early access programs.

Multi-Currency and Multi-Chain Treasury

Manage stablecoin holdings across multiple tokens and chains:

• Stablecoins: Currently supports USDC and USDT. The platform is stablecoin-agnostic and can accommodate additional fiat-backed tokens such as PYUSD and USDG based on need.
• Chains: Launched on EVM-compatible chains, with expansion to Solana and Stellar prioritized per customer demand.
• Routing: The routing engine selects optimal execution paths and supports swaps and bridging as needed.
• Automatic Rebalancing: Maintain optimal distribution across tokens and chains.

Yield Generation

Generate yield on idle stablecoin balances:

• Multiple Providers: Integrations with yield providers to offer a range of options
• Risk Spectrum: From US treasury-backed yield (lower risk) to DeFi yield options (higher yield, higher risk)
• Policy Controls: Enable yield only where allowed by your policy and risk appetite
• Operational Safety: Emphasis on capital preservation and liquidity availability for payments

Pre-funding Strategies

Optimize cash flow for high-volume payment operations:

1. Daily Pre-funding: Fund wallets based on next-day payment forecasts
2. Buffer Management: Maintain safety buffers for unexpected volume
3. Multi-Corridor Optimization: Allocate funds across different payout destinations
4. FX Hedging: Manage exposure to local currency fluctuations

Treasury Analytics

Comprehensive reporting and analytics:

• Utilization Reports: Track fund usage across corridors
• Yield Performance: Monitor returns on treasury holdings
• Cash Flow Forecasting: Predict funding needs based on historical patterns
• Cost Analysis: Compare treasury costs across different strategies